Habitat for Humanity Okaloosa County makes homeownership possible and affordable for hard-working families who otherwise would find themselves trapped in deplorable conditions.  They are able to gain the independence, security and financial stability that homeownership provides along with a sense of pride as they become a part of safe, thriving communities

Home About Us Homeownership Events Donate Volunteer ReStore Photo Gallery Contact Us	There are no categorical barriers to obtaining housing through Habitat, including race, color, religion, gender, handicap, familial status or national origin. The first step towards qualifying for a home is to meet the ten basic Pre-Qualifications and submit the required information to the Habitat office. The basic criteria to qualify for a Habitat home starts by living or working in Okaloosa County for at least one (1) year.  In addition, applicants must demonstrate: NEED Unhealthy or unsafe living conditions - landlord is not maintaing property Overcrowding Living with friends or family because you cannot afford to live on your own Receiving government assistance of Section 8, HUD or public housing Unable to afford rent increases any longer Unable to get a traditional mortgage on your own WILLINGNESS TO PARTNER Willingness to complete 300 hours of "sweat equity" per adult Participate in Homebuyer Educational Workshops ABILTY TO PAY Must have stable income for at least one (1) year Make a down payment of $500 Owe less than 50% of your monthly income on expenses No bankruptsy in past three (3) years Acceptable credit payment history Annual Gross Income Required to Qualify Family Size Minimum Income Required Maximum Income Eligible One $13,920 $37,120 Two $15,900 $42,400 Three $17,910 $47,760 Four $19,891 $53,040 Five $21,480 $57,283 Six $23,070 $61,520 Seven $24,660 $65,760 Eight $26,250 $70,000	We are pledged to the letter and spirit of U.S. policy for the achievment of equal housing opportunity throughout the nation.  We encourage and support an affirmative advertising and marketing program in which there are no barriers to obtaining housing because of race, color, religion, sex, handicap, familial status, national origin, age, marital status, sexual orientation, or sources of income.

Habitat for Humanity Okaloosa County is a non-profit organization dedicated to eliminating substandard living conditions. 
Copyright 2009 Habitat for Humanity Okaloosa County